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AGRI-SMES

Want to Make Your Agricultural Enterprise Bankable and Attract the Right Funding?

Unlock access to finance by transforming your agribusiness into a bankable, investment-ready enterprise with our all-in-one mentorship and digital support platform.

If you're an agricultural entrepreneur—such as a livestock or crop farmer, agro-input dealer, agro-vet, seedling supplier, aggregator, or agri-processing enterprise—seeking funding and business growth, see below the changes you can expect after joining our platform.

Learn and Grow
Gain Deep, Practical Knowledge to Build and Grow a Real Agribusiness

Transform from subsistence farming to running a commercial agribusiness. Learn business fundamentals—financial management, operations planning, risk assessment, and growth strategies—so you can operate professionally and scale sustainably.

Link to Funders
Get a 360° Digital View of Your Enterprise and Track Your Bankability

Our Bankability Readiness Scorecard provides a comprehensive assessment across compliance, finance, governance, and operations. This complete overview helps you identify improvement areas and track progress toward investment readiness.

Assess Investment Readiness
Connect to Agri-Funders, Buyers, and Business Services in One Ecosystem

No more hustling alone. Become visible to a growing network of Agri-Funders, off-takers, and essential Agri-Services like soil labs, agro-dealers, insurers, and accountants. Save time, reduce risk, and unlock opportunities in one place.

Connect with Experts
Build a Reliable Team with Access to Vetted Agricultural Talent

Your success depends on the people you work with. Through Panuka's Agri-Talent platform, find seasonal, intern, or full-time staff who are passionate about agriculture and community-vetted. Our AI-powered matching helps you hire smarter and grow confidently.

Courses

Courses and resources to improve your agribusiness skills

Learn & Grow

Build essential agribusiness CEO skills through practical, results-driven courses

Introduction to the Panuka AgriBiz Hub App : Learning Platform for Agripreneurs
Platform Introduction
Introduction to the Panuka AgriBiz Hub App : Learning Platform for Agripreneurs

(4.7)

18 min

Accounting & Financial Management Fundamentals for a Farming Enterprise
Financial Management
Accounting & Financial Management Fundamentals for a Farming Enterprise

(4.9)

20 min

Risk Management Fundamentals for a Farming Enterprise
Risk Management
Risk Management Fundamentals for a Farming Enterprise

(4.6)

12 min

Fundraising Options and Strategies for a Farming Enterprise
Business & Finance
Fundraising Options and Strategies for a Farming Enterprise

(4.8)

15 min

Manage & Optimize

AI-powered tools that help you run your business efficiently and professionally
Business Health Check

Comprehensive assessment tools including our Bankability Readiness Scorecard and Enterprise Feasibility Checklists to evaluate your business strength and investment readiness.

Financial Management

Complete financial control suite featuring Income & Expenditure Tracker, Cost of Production Planner, and Cash Flow Forecaster to manage your money professionally.

Operations Control

Streamline daily operations with employee records & timesheets, inventory tracking systems, and Daily Task Calendar to keep your business running smoothly.

Reports & Analytics

Generate professional financial statements (P&L, Balance Sheet), create funder-ready reports, and track product performance to make data-driven decisions.

Connect & Scale

Direct access to funders, buyers, talent, and trusted service providers
Access to Finance

Complete our comprehensive Bankability Readiness Scorecard assessment covering compliance, financial systems, governance, and operations. Your score automatically triggers connections to matched funders, plus generates one-click due diligence summaries that showcase your investment readiness to potential financiers.

Market Access

List your produce using our smart Produce Listing Tool with detailed specifications, pricing, and availability. Get matched with verified buyers through AI-Powered Buyer Matchmaking that analyzes market demand, location proximity, and price compatibility to find the best markets for your products and maximize your revenue potential.

Talent Access

Post job opportunities and access skilled agricultural talent through our comprehensive job board for internships, graduate trainee opportunities, full-time positions, seasonal workers, and consultants. All applications are processed through our platform with Smart CV generation tools to help candidates present themselves professionally.

Services Directory

Search and connect with verified professional service providers including soil labs, agro-dealers, insurers, auditors, lawyers specializing in land issues, accountants for bookkeeping, and other essential business services, with ratings and regional filtering to find the best local support.